Skip to Content
What Fees Will I Pay?

Our fees are very simple; we charge 25 cents per Interac debit transaction and 2.75% for Visa and MasterCard credit transactions.

Processing Fees

You pay per transaction (No monthly fees).

  • Interac debit(including Interac Flash)25 cents per transaction
  • MasterCard (including PayPass)2.75% of the transaction
  • Visa (Including payWave)2.75% of the transaction


If a customer disputes one of your transactions and asks their credit card issuer to return their funds, a chargeback will be issued. The amount the customer originally paid will be returned and Dream Payments will charge an administration fee of $10 for handling the chargeback.

Non-Sufficient Funds

In cases where we needed to withdraw funds from your bank account, but there were insufficient funds, a NSF (Non-Sufficient Funds) fee of $20 is applied to your account.

Processing and other fees may be subject to change. Dream Payments will provide you at least 90 days' notice prior to any changes going into effect.