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What Fees Will I Pay?

Our fees are very simple; we charge 25 cents per Interac debit transaction and 2.75% for Visa and MasterCard credit transactions.

Processing Fees

You pay per transaction (No monthly fees).

  • Interac debit25 cents per transaction
  • MasterCard (including PayPass)2.75% of the transaction
  • Visa (Including payWave)2.75% of the transaction

Chargebacks

If a customer disputes one of your transactions and asks their credit card issuer to return their funds, a chargeback will be issued. The amount the customer originally paid will be returned and Dream Payments will charge an administration fee of $10 for handling the chargeback.

Non-Sufficient Funds

In cases where we needed to withdraw funds from your bank account, but there were insufficient funds, a NSF (Non-Sufficient Funds) fee of $20 is applied to your account.

Processing and other fees may change. We will give you at least 90 days' notice of our new fee schedule.